第一共和银行倒闭了, 美国银行业危机会结束吗?

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卡卡西里 2024-2-28 14:57:30 | 显示全部楼层 |阅读模式
位于美国的第一共和银行已经倒闭。据联邦存款保险公司称,第一共和银行已成为近几个月来第三家倒闭的银行,摩根大通将承担其所有资产。根据协议,在联邦存款保险公司 (FDIC) 确认陷入困境的银行周一倒闭后,摩根大通将接管“第一共和国银行的所有存款和几乎所有资产”。

第一共和银行倒闭了, 美国银行业危机会结束吗?

第一共和银行倒闭了, 美国银行业危机会结束吗?

taylor
8小时前
Let's see.... the question is (paraphrasing here) Do the people still trust the private company that prints their money and decides all their monetary decisions? My answer is that it doesn't matter, because the people do not matter. It will ALWAYS get worse until you stand up, and since you won't it wll never change.

让我们看看…问题是(此处转述)人们是否仍然信任印刷他们钞票并决定他们所有货币决策的私人公司?我的回答是,这并不重要,因为人民并不重要。在你站起来之前,情况总是会变得更糟,既然你不站起来,那就永远不会改变。


LBC
5小时前
The US government printed trillions of dollars out of thin air during the covid pandemic to pump up the US economy, and as a direct consequent the inflation went up. To curb the ever rising inflation the Federal Reserve raised the interest rates to absorb the massive excess liquidity, and banks who bought lots of long term low interest Treasury bonds found themselves in trouble when the Fed raised interest rates drastically.

在新冠疫情期间,美国政府凭空印了数万亿美元,以提振美国经济,其直接后果是通货膨胀率上升。为了抑制不断上升的通货膨胀,美联储提高了利率以吸收大量过剩的流动性,而当美联储大幅提高利率时,购买了大量长期低利率国债的银行发现自己陷入了困境。


Inflation, coupled with foreign governments unloading their USD reserves, will force the Fed not to lower the interest anytime soon, and many banks with substantial Treasury bonds are having trillions of unrealised losses. More banks will go belly up.

通货膨胀,加上外国政府抛售美元储备,将迫使美联储短期内不会降低利率,许多持有大量美国国债的银行将面临数万亿美元的未实现损失。更多的银行将会倒闭。


888strummer
5小时前
This is only the beginning. For now the 10 largest banks will take turns buying out regional banks and mid sized banks. The real collapse will start when one of the 10 largest banks goes down. Behind the scenes are massive losses in commercial real estate with many malls and commercial properties having 50% or less occupancy.  

这仅仅是个开始。目前,10家最大的银行将轮流收购区域银行和中型银行。真正的崩溃将从10家最大银行之一倒下时开始。在这背后是商业房地产的巨大损失,许多商场和商业地产的出租率为50%或更低。


And most of the 10 largest banks have a good deal of exposure to commercial real estate including JP Morgan. Many of us in America have bought large amounts of gold and silver and alternative investments like sports trading cards in advance of a possible bad recession. Good luck to the people of India

而10大银行中的大多数都有大量的商业房地产的风险,包括摩根大通。我们许多美国人在可能出现糟糕的经济衰退之前,已经购买了大量的黄金和白银以及体育交易卡等另类投资。祝印度人民好运!


Dr Sunday
8小时前
When your economy is built on debt and excessive printing of money with the hope that other countries will come and save you by buying your debt and depositing their foreign reserves in US treasury. What happens when US starts seizing countries foreign reserves and assets? Other Countries will run away.

当你的经济建立在债务和过度印钞的基础上,希望其他国家会通过购买你的债务和将他们的外汇储备存入美国国库来拯救你。当美国开始扣押各国的外汇储备和资产时会发生什么? 其他国家会跑掉。


Dan Harold
6小时前
What would be really nice if the Chinese people lost trust in the US and sold the assets they hold in the US.The exact number is unknown as Chinese people use shell companies, Estimates are $1 to $2 Trillion.

如果中国人对美国失去信任,并出售他们在美国持有的资产,那才是真的好。由于中国人使用空壳公司,具体数字不详,估计有1至2万亿美元。


Jd Caldwell
11分钟前
Take the money out and bury it in your BACK YARD? But don’t forget where you BURY IT ? Can not be any worse having it a Bank right now!

把钱拿出来,埋在你的后院里?但别忘了你把它埋在哪里?没有比现在更糟糕的了!


Britt Albach
9小时前
does it have to do with the dedollarization that is going on now with Russia, China etc. ?

这是否与俄罗斯、中国等国正在进行的去美元化有关?


YouReadMyName
9小时前
How normal bank cash flows: Central Banks >>> Bank 1 >>> Person/companies
How US bank cash flows Central Bank >>> Bank 1 >>> Bank 2 >>> Bank 3 >>> Bank 1 >>> Bank 3 >>> Bank 4 >>> Bank 3 >>> Person/companies

银行现金如何正常流动: 中央银行>>银行1>>个人/公司
美国银行现金如何流动: 中央银行>>银行1>>银行2>>银行3>>银行1>>银行3>>银行4>>银行3>>个人/公司


Talk the Talk
2小时前
One day if China decides to only accept USA paying with Chinese money, not USD, to the goods they import from China, devaluation of US dollars and inflation in US market would speed overnight. When that happens, other countries would follow immediately as well because it would take yrs for US to get alternative suppliers but US still have to pay much higher price because devaluation of dollars. US dollar would go down hills like roller coaster and lose its superior position faster than you think.

如果有一天中国决定只接受美国用中国的钱而不是美元来支付他们从中国进口的货物,那么美元的贬值和美国市场的通货膨胀将在一夜之间加速。当这种情况发生时,其他国家也会立即效仿,因为美国需要几年时间来寻找替代供应商,但由于美元贬值,美国仍需支付更高的价格。美元会像过山车一样下山,并比你想象的更快地失去其优势地位。


On the other hand, China is the biggest single consumer market on the earth which every country including USA wants to have a share with. Americans would have to work much harder and very likely live much lower quality lives from then on. Considering the widespread drug uses and transgenderism and other bullshit going on and on in this country, I doubt American workers can work as hard and efficiently as Chinese workers.

另一方面,中国是地球上最大的单一消费市场,包括美国在内的每个国家都想分一杯羹。从那时起,美国人将不得不更加努力地工作,很可能过着更低质量的生活。考虑到这个国家普遍存在的毒品使用、跨性别主义和其他狗屁问题,我怀疑美国工人能否像中国工人那样努力和高效地工作?


Just look at how long it takes to fix and repair a short leg of road by American workers you would have a good sense on what I'm talking about. Americans have been enjoying good life for too long and it would be hard for them going back to what used to be. Look in streets of cities, how many people, either black or white, are wondering in streets waiting for chances to rob or shoot, selling or buying drugs. Are you still that confident with what you believed to be?

只要看看美国工人修复和修理一条短途公路需要多长时间,你就会明白我在说什么了。美国人享受美好生活的时间太长了,他们很难回到过去的状态。看看城市的街道,有多少人,无论是黑人还是白人,都在街上徘徊,等待机会抢劫或开枪,出售或购买毒品。你还对你所相信的东西那么自信吗?


Arjun Rathore
6小时前
This is not over, just started.Commercial real estate is next in line. Banks are heavily invested in bad loans in commercial real estate. Auto loans are also souring.

这还没有结束,这才刚刚开始。商业地产是下一个目标,银行大量投资于商业地产的不良贷款,汽车贷款也在恶化。


Mark Ferguson
9小时前
I think it was quite plain to see that this was coming and I think its just the beginning. It is not possible to keep printing money and not expect fall outs somewhere, hence why we see other countries looking for alternative trading currencies to the dollar.

我认为,很明显,这一切即将到来,我认为这只是一个开始。继续印钞而不期望在某个地方出现问题是不可能的,因此我们看到其他国家在寻找美元以外的替代交易货币。


Patrik Dufresne
9小时前
Printing money is not the issue. The issue is the the US Banking system it's too fragile and they have to much liberty. You will never see a Canadian bank crashing and we are next to the US living almost the same economic realty.

印钞票不是问题。问题是美国的银行系统太脆弱了,他们有太多的自由。你永远不会看到加拿大的银行崩溃,我们与美国的经济状况几乎一样。


Dan Harold
5小时前
Canadian banks have faced financial difficulties and have required government intervention and support in the past. For example, during the financial crisis of 2008-2009, the Canadian government provided support to several banks, including the Bank of Montreal, CIBC, Royal Bank of Canada, Scotiabank, and TD Bank, to help stabilize the financial system.

加拿大银行过去曾面临财务困难,需要政府干预和支持。例如,在2008-2009年金融危机期间,加拿大政府向几家银行提供支持,包括蒙特利尔银行、CIBC、加拿大皇家银行、丰业银行和道明银行,以帮助稳定金融体系。


Without government support, these banks may have been unable to meet their financial obligations and faced bankruptcy.

如果没有政府的支持,这些银行可能无法履行其财务义务并面临破产。


Robert Chavez
1小时前
It’s getting much worse. JP Morgan bought up valuable assets for pennies on the dollar and the bad commercial loan assets were bought only after guarantees by the FDIC to “Risk Share” these bad loans leaving the US Tax Payers on the hook again for bad bank assets. There’s only 130 billion dollars in the FDIC to insure 17 trillion dollars in US banks. Do the math and the US FDIC and banking system is now insolvent.

情况越来越糟了,摩根大通以极低的价格收购了有价值的资产,而不良商业贷款资产是在联邦存款保险公司担保“风险分担”这些不良贷款后才被收购的,这让美国纳税人再次为不良银行资产埋单。联邦存款保险公司只有1300亿美元来为美国银行的17万亿美元提供保险。算一算,美国联邦存款保险公司和银行体系现在已经资不抵债。


Randb
12分钟前
The will soon be a time where the bigger banks can no longer afford to absorb failing banks...

很快就会出现这样的情况:较大的银行无法再承担吸收失败的银行!


code CE172-AK
6小时前
Ray Dalio says another 180+ banks will fail in 3 months. Only a dozen will survive. Not sure if he is right, but the crisis just starts moving

雷伊·达里奥(桥水基金总裁)说,另外180多家银行将在3个月内倒闭。只有十几家会幸存下来。不确定他是否正确,但危机就这样开始了。


Zubair Ahmad
7小时前
Federal Reserve Bank has plans that all American banks will be made to close and only 4 or 5 big banks "Too Big To Fail Banks" will be kept open because big businesses don't want competition in American Capitalist System Of Economy. So much so for Free Market Economy. That's the end game of the Fedesal Reserve Bank. Don't forget to remember that "I Told You So".

联邦储备银行计划让所有美国银行关闭,只有4、5家 "大而能不倒"的大银行将保持营业,因为大企业不希望在美国资本主义经济体系中存在竞争,自由市场经济也是如此,这就是联邦储备银行的最终游戏。不要忘了记住 "我告诉过你"这句话。


Jayesh Sadhnani
9小时前
America must learn banking system from India under Great Leadership of PM MODIJI.

美国必须向印度总理莫迪的伟大领导下的银行系统学习。


Dan Harold
4小时前
The banks were going to far.They should never have failed with a 5% fed rate.The Fed is using the higher interest rate to ensure we do not get into hyperinflation.    Exactly as they should. 5% is a rather normal rate. Less than that and why save money. Much more and people can't afford loans. We have been spoiled with 2% rates.

银行走得太远了,他们不应该在5%的联邦利率下失败。美联储正在使用更高的利率来确保我们不会陷入恶性通货膨胀。这正是他们应该做的。5%是相当正常的利率。低于这个利率,为什么要存钱。多了,人们还不起贷款。我们被2%的利率宠坏了!


Danny
2小时前
The empire is bursting and no solution is seen available to prevent it.

帝国正在爆裂,没有看到有任何解决方案可以阻止它。


Tamil Selvan
8小时前
It's just the beginning. Citi is on the queue.

这只是一个开始,花旗银行正在排队。


LifeguardryanTV
5小时前
BRICS is looking good now that’s why I keep my money under my mattress

金砖国家现在看起来不错,这就是为什么我把钱放在床垫下面的原因。


Maurice L
7小时前
Didnt Americans like Gordon Chang and Peter Zeihan predicted the collapse of China?. Look whose banks are collapsing now!!lol

像张家敦、彼得·泽汉这样的美国人不是预言了中国的崩溃吗?看看谁的银行现在倒闭了!哈哈~~


Peter Lim
6小时前
Let them collapse, they're thieves anyway!

让他们崩溃吧,反正他们都是小偷!


Алексей Терновой
9小时前
Time to learn for usa how some African countries handle with inflation 1000 % per day.

美国是时候向一些非洲国家学习,如何应对每天1000%的通货膨胀了。


Sanjana
6小时前
India should get all it's reserved converted to gold..

印度应该将其所有的储备金都兑换成黄金..


twelve disciples
9小时前
Not only bank even the country is about to collapse

不仅是银行,连整个国家都要崩溃了!
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